Apurata

Apurata is a financial technology company based in Lima, Peru, that specializes in providing quick and accessible online loans. Founded in 2016 by José Enrique Carrillo Pino and Patrick Wakeham, Apurata aims to enhance financial inclusion for the unbanked middle class and individuals with limited access to traditional banking services. The company operates primarily in the Peruvian market, offering fast, simple, and transparent lending solutions through digital channels. Apurata provides online loans ranging from 100 to 5,000 Peruvian soles, with funds disbursed in as little as 29 to 30 minutes after application. Loan terms typically extend up to three months, and the company offers flexible repayment options through various agents and online transfers. Additionally, Apurata features a point-of-sale financing solution called "Acuotaz," designed for e-commerce businesses to facilitate instant financing for small purchases. With a focus on innovation and customer-centricity, Apurata is committed to solving financial access challenges in Peru.