Atrato

Atrato is a Mexican fintech company based in Mexico City, specializing in flexible financing solutions for commerce. With around 150 employees and reported revenue of approximately $77.3 million, Atrato offers a payment platform called Atrato Pago. This platform allows customers to make purchases at affiliated stores, both online and in physical locations, and pay for them in installments over up to 24 months without the need for credit cards. The Atrato Pago service enables consumers to finance purchases up to 200,000 Mexican pesos, with a quick credit application process that takes under 10 minutes. Merchants can affiliate with Atrato to provide installment payment options to their customers while receiving immediate payment, minimizing financial risk and high commissions. The platform supports various payment methods, including bank transfers and payments at convenience stores and ATMs, ensuring user-friendly access for customers. Atrato is positioned as a "Buy Now, Pay Later" solution tailored for the Latin American market, particularly in Mexico, offering an alternative to traditional credit cards and enhancing sales opportunities for retailers and e-commerce businesses.