Creizer

Creizer is a fintech startup based in Mexico City that specializes in revenue-based financing for online sellers in Latin America. Founded in 2021 by Emiliano Musalem, the company aims to support small and medium-sized enterprises (SMEs) that often struggle to access traditional loans. With over 80% of these businesses facing financing challenges, Creizer provides tailored solutions that help them grow in a rapidly expanding e-commerce market. The company utilizes a unique risk model that assesses creditworthiness based on the performance metrics of sellers' online stores. Repayments are structured as a percentage of daily sales, making financing more accessible for its customers. This approach has proven effective, with some clients experiencing growth of up to seven times within a year. Creizer is part of Y Combinator's Winter 2022 batch and is experiencing significant growth, with a monthly increase of 65% in demand for its services.