EZCORP

EZCORP, Inc. is a prominent pawnshop operator based in Austin, Texas, and is recognized as the second-largest pawn operator in the U.S. Founded in 1989, the company has its roots in the first EZPAWN store opened in 1974. EZCORP specializes in providing short-term, collateralized pawn loans secured by personal property, such as jewelry, electronics, and tools. The company also retails forfeited pawn collateral, creating a dual revenue stream from lending and merchandise sales. With a strong presence in the United States and Latin America, EZCORP operates under various brands, including EZPAWN and Empeño Fácil in Mexico. The company has expanded its footprint through acquisitions and emphasizes clean, professional stores that cater to non-prime consumers who may be underserved by traditional banks. EZCORP combines physical branches with technology to efficiently meet immediate cash needs.