SAP Fioneer
SAP Fioneer is a joint venture between SAP SE and Dediq GmbH, established in September 2021. The company specializes in cloud-based software solutions tailored for the financial services industry, focusing on core banking, core insurance, and related finance processes. It aims to drive digital transformation for banks, insurers, and innovative challengers by leveraging SAP's technology and expertise. Operating independently, SAP Fioneer combines enterprise-scale technology with fintech agility to enhance banking and insurance operations. Its offerings include next-generation core banking solutions for commercial lending and retail banking, as well as core insurance solutions designed for comprehensive process coverage and cloud migration. The company emphasizes speed, reliability, and data integration to help clients adapt to market changes and maintain a competitive edge. With operations in over 10 countries, SAP Fioneer is committed to fostering an open and innovative financial ecosystem.