Pagaloop

Pagaloop is a Mexican fintech company founded in 2020, based in Mexico City. It specializes in credit card payment solutions aimed at improving cash flow for businesses and individuals in Latin America. The platform allows users to pay for expenses that typically do not accept credit cards, such as rent, taxes, payroll, and suppliers. Pagaloop operates as an intermediary, charging a fee of approximately 4.7% plus taxes for transactions. It offers flexible payment terms, enabling users to spread payments over 3, 6, 9, or 12 months. The platform supports 24/7 payment capabilities and adheres to strong security measures, including compliance with Payment Card Industry (PCI) standards and anti-money laundering (AML) protocols. Pagaloop collaborates with major payment networks and banks, such as American Express and HSBC, to facilitate these transactions. The company primarily serves small and medium-sized businesses, individual entrepreneurs, and third parties that typically do not accept credit card payments. Its mission is to enhance liquidity and payment solutions in the region, bridging the digital payment gap.