Pluggy

Pluggy is a Brazilian B2B fintech company that specializes in an open banking API platform designed for the Brazilian market. The platform allows developers and businesses to securely access and integrate users' financial data from bank and brokerage accounts. This capability supports the creation of various financial applications and services that require real-time banking data. The company offers a range of services, including an Open Finance API Platform for account aggregation and payment initiation, as well as Pluggy Connect for seamless connections to financial accounts. It also provides data enrichment to generate actionable insights and an automated payment service leveraging Brazil's instant payment system, Pix. Pluggy's technology covers about 90% of Brazilian bank accounts and is regulated by the Central Bank of Brazil, ensuring compliance with security and privacy standards. Pluggy primarily serves fintech startups, banks, personal finance management platforms, and lending companies, enabling them to build products that rely on accurate financial data. The company's mission is to empower individuals to own their financial data while providing reliable open banking solutions tailored to the local market.