Trébol

Trébol is a fintech startup based in Bogotá, Colombia, founded in 2021. The company specializes in automating business identity verification and underwriting decisions for banks, lenders, and insurers in Latin America. Its technology platform, delivered via an API, allows financial institutions to onboard business customers quickly, reducing the traditionally lengthy and document-heavy verification process. Trébol's platform has automated the verification of over 8,000 businesses across Mexico and Colombia, significantly improving the speed at which business owners can access financial services like bank accounts and credit cards. The company has demonstrated a measurable impact, including a reduction in underwriting time by 25% for clients such as Clara, with expectations for further improvements. Trébol was part of Y Combinator’s Winter 2022 accelerator and has secured $3 million in seed funding to enhance its offerings. The founders, Fabian Torres and Luis Sebastian Buitrago León, bring valuable experience in fintech and data analysis to the company.