Zippi

Zippi is a Brazilian fintech company founded in 2019 and based in São Paulo. It focuses on providing financial services to micro and small entrepreneurs, particularly those underserved by traditional banks. Zippi operates a PIX-based payment platform and offers credit solutions that enable entrepreneurs to access working capital instantly. This helps them pay suppliers upfront and manage their cash flow more effectively. The company addresses the financial challenges faced by millions of informal and micro-entrepreneurs in Brazil, such as salon owners and small retailers. Zippi's platform leverages Brazil's instant payment system, PIX, to provide a seamless credit experience. It features a buy now, pay later model that allows users to pay suppliers immediately and repay in manageable weekly installments. Additionally, Zippi offers neobank services, including credit cards and an app for tracking spending and managing income fluctuations. Overall, Zippi is dedicated to enhancing financial inclusion for small business owners and gig workers across Brazil.