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Banco PAN is a commercial bank based in São Paulo, Brazil, dedicated to providing financial services to low-income segments, specifically classes C, D, and E. The bank focuses on digital innovation and inclusion, aiming to serve over 160 million Brazilians. Founded as a restructured entity, Banco PAN shifted its strategy to emphasize accessible banking without physical branches, going public in 2007. In 2021, control transitioned to Banco Sistema, a subsidiary of BTG Pactual. Banco PAN offers a range of products and services through two main segments: Consumer Finance and Banking Services. This includes personal credit, payroll-deductible loans, vehicle financing, insurance, digital accounts, and credit cards. The bank also supports individual micro-entrepreneurs with acquisition products and financial education. Banco PAN is committed to social impact, running initiatives like the PROA Institute, which trains low-income youth, and various programs promoting community engagement and education.
Brink's Brazil, officially known as Brink's Seguranca e Transporte de Valores Ltda., is a prominent player in Brazil's security and transportation sector. As a subsidiary of The Brink's Company, it benefits from a global presence and extensive resources. Founded in 1966, Brink's Brazil has grown significantly, managing billions of reais securely with a workforce of around 8,000 professionals serving nearly 2,000 municipalities. The company offers a wide range of secure logistics and cash management solutions. These include cash-in-transit and armored car services, ATM replenishment and maintenance, vault outsourcing, and intelligent safe services. Brink's Brazil also provides secure transportation of valuables, payment processing, and digital retail solutions. Its diverse clientele spans various sectors, including financial institutions, retailers, government agencies, and more, ensuring a robust operational network across the country.