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Method

Method Financial is a fintech startup founded in 2021, headquartered in Bethesda, Maryland, with operations in Austin, Texas, and New York. The company specializes in providing APIs that enable real-time connectivity to consumer credit and liability accounts. This allows for seamless loan repayments, balance transfers, and bill pay automation without requiring user login credentials. Method is backed by Y Combinator and has raised $60.5 million across multiple funding rounds. The company's mission is to enhance personal finance accessibility and control through open finance. Method empowers financial institutions, credit unions, banks, and fintech applications to integrate liability management into user experiences. With over 200,000 Americans managing more than $22 billion in consumer debt, Method has experienced significant growth, facilitating hundreds of millions in repayments. Their suite of financial connectivity APIs includes Connect, Data, and Pay, which support a wide range of financial services across thousands of institutions.