Risk Manager III, Financial Services Mexico

Design and maintain the end-to-end origination policy, including score cutoffs and decision trees. Own the portfolio lifecycle strategy by defining line adjustments and authorization rules. Build and execute the champion/challenger testing program for origination, including test cell design and sample sizing. Monitor the origination funnel and portfolio health through vintage analysis and escalate early warning signals to credit committees.

Bachelor's degree in business administration, finance, economics, or related field. 7+ years of experience in consumer credit risk management and origination policy. Experience managing complex risk programs and influencing business decisions. Proficiency in SQL and data warehouse tools.