Core Responsibilities

The Credit Risk Manager is responsible for ensuring the safety and health of the loan portfolio by monitoring the default rate and managing the portfolio aligned with the current risk appetite for profitability and growth. Key duties include conducting stress tests, projecting loss rates, analyzing consumer sentiment, and leading cross-functional initiatives to execute a business-driven risk strategy.

Requirements

Candidates must possess over 7 years of experience managing credit risk, ideally in banking, neobanking, or fintech, along with a solid understanding of consumer loan portfolio management and credit policy governance frameworks. A highly analytical mindset, excellent problem-solving skills, and working knowledge of data analysis tools like Python or MySQL are essential.

Additional Information

Experience Level

5-10

Job Language

English

Work Mode

On-site