What You'll Do
Analyze credit requests submitted through the approval channel, assessing risks and issuing opinions to support decision-making. Conduct financial and credit analyses using internal and external data, considering cash flow, DRE, balance sheets, indebtedness, leverage, guarantees, and payment capacity. Collaborate with the Policies and Commercial teams to continuously improve credit decision criteria and processes.
What We're Looking For
Previous experience in credit analysis (PJ), financial risk, corporate credit, or related areas. Knowledge of SQL for querying internal databases and conducting analyses. Experience with financial statement analysis and constructing financial projections and scenarios.
What We Offer
The company offers a meal allowance, health and dental insurance, transportation for on-site and hybrid positions, extended maternity and paternity leave, childcare assistance, health care partnerships, educational incentives, discounts on airline tickets, and access to educational materials for employees' children.
Key Skills & Technologies
Additional Information
Experience Level
Senior
Job Language
Portuguese
Employment Type
Full-time
Work Mode
On-site