Subdir Estrategia y Rentabilidad de Credito Automotriz

Define and implement the automotive credit business strategy. Manage the product P&L, monitoring revenues, costs, margins, provisions, and risk-adjusted profitability. Analyze financial statements and performance metrics to identify improvement opportunities. Design and evolve the automotive credit value proposition considering market trends and customer needs.

Bachelor's degree in Finance, Economics, Actuarial Science, Engineering, Administration or related field. Over 5 years of experience in automotive financing products. Knowledge of financial statements and business case construction. Experience in pricing, profitability, and portfolio management.