Oscilar
Palo Alto, United States68 employees Oscilar is a Palo Alto, California-based company founded in 2021, specializing in an AI-native platform known as AI Risk Decisioning(TM). This platform provides real-time risk intelligence for managing onboarding, fraud, credit, and compliance risks in financial institutions. With a team experienced in risk systems from major companies like Google and J.P. Morgan, Oscilar empowers banks, fintechs, credit unions, and digital asset services to effectively manage risk and protect consumers. The AI Risk Decisioning(TM) platform is a no-code solution that processes thousands of signals in milliseconds for anomaly detection and automated decision-making. It features Cognitive Identity Intelligence, which employs military-grade encryption and dynamic patterns to counter AI-powered fraud attacks. The platform supports various functions, including credit underwriting and loan origination, and has proven outcomes such as halving risk rates and significantly reducing manual review times. Oscilar's innovative approach has earned recognition, including the 'Best Risk Decisioning Platform' award from FinTech Breakthrough in 2025.
