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Sezzle Inc. is a financial technology company based in Minneapolis, Minnesota, founded in 2016. It specializes in buy now, pay later (BNPL) services, allowing consumers to split purchases into interest-free installments. Sezzle primarily targets younger shoppers, offering an alternative to traditional credit cards. As a Public Benefit Corporation and certified B Corp, Sezzle is committed to financial empowerment and social responsibility, focusing on sustainability, community wellness, and educational initiatives. The company's BNPL platform enables users to make purchases at participating retailers and pay in four interest-free installments over six weeks. Sezzle provides a mobile app for tracking payments and discovering partner retailers, along with merchant tools to enhance analytics and marketing efforts. Revenue is generated mainly from merchant fees and late payment fees, with a strong emphasis on ethical practices. Sezzle has experienced significant growth, expanding its user base from 750,000 in 2019 to 3 million by the end of 2022, and increasing its merchant partnerships to over 10,000.
Enabling consumers split the cost of purchases without a credit card