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AltScore is an AI-driven B2B credit infrastructure provider that specializes in Lending-as-a-Service APIs. The company enables non-lending businesses to launch digital lending products aimed at small and medium-sized enterprises (SMEs), primarily in Latin America. Founded by CEO Andrés Pérez and COO Mateo Semerene, AltScore is headquartered in Mexico City and operates with a team of under 25 employees. The company offers a comprehensive 'Rails of Lending' platform that covers the entire lending lifecycle. Key features include onboarding, AI-driven underwriting, loan management, and collections automation. AltScore's solutions help businesses provide loans to their customers and suppliers, enhancing sales through accessible credit. The company has established partnerships with major enterprises like Coca-Cola and CompuSoluciones, showcasing its ability to improve credit processes and efficiency in the lending sector. AltScore is committed to data security, holding SOC 2 Type 1 and ISO 27001 certifications.
Coface, or Compagnie Française d'Assurance pour le Commerce Extérieur, is a prominent global provider of trade credit insurance, debt collection, and business information services. Established in 1946 and headquartered in Bois-Colombes, France, Coface has over 75 years of experience in managing credit risk for businesses. The company serves approximately 100,000 to 160,000 clients across more than 200 markets worldwide, employing around 4,400 to 5,300 people. Coface offers a comprehensive range
Enova International is a technology-driven online financial services company based in Chicago, Illinois. Founded in 2003, it specializes in providing credit and financing solutions to underserved small businesses and consumers, particularly those who are non-prime and near-prime borrowers. Since its public listing on the New York Stock Exchange in 2014, Enova has issued approximately $70 billion in loans to nearly 15 million customers globally. The company offers a diverse range of financial pr
Konfío is a prominent Mexican fintech company founded in 2014, focused on delivering digital financial services to small and medium-sized enterprises (SMEs). It operates the largest online lending platform for SMEs in Mexico, utilizing cloud technology and big data analytics to assess creditworthiness and approve loans in real time. The company offers a range of services, including multi-million dollar lines of credit through an online portal, a business credit card designed for expense management, and payment solutions that enable businesses to accept card payments with competitive commission rates. Konfío primarily generates revenue from interest on credit lines and interchange fees from its credit card and payment terminal services. Targeting Mexico's underserved SME market, Konfío aims to bridge the financing gap faced by many businesses. With a commitment to financial inclusion, the company has raised significant funding to support its mission and has implemented supportive measures for clients during crises, such as a payment postponement plan for those affected by Hurricane Otis in 2023.
Octus is a credit intelligence and data platform designed for buy-side firms, investment banks, law firms, and advisory firms, focusing on the sub-investment grade market. Founded in 2013 and rebranded from Reorg in October 2024, Octus aims to provide clear and verified credit insights, enhancing decision-making throughout the credit lifecycle. The company offers a unique model that combines proprietary data, expert analysis, and integrated workflow tools. Its services include real-time news an
Payment Platform for LatAm Micro and Small Businesses