Especialista Sênior de Política de Crédito B2B
WellhubCore Responsibilities
Design, implement, and review B2B credit granting, maintenance, and limit expansion policies. Monitor key performance indicators (KPIs) such as overdue rates, bad debt, and payment behavior across the active portfolio. Conduct studies to define pricing strategies based on risk levels to ensure a balance between competitiveness and contribution margin. Collaborate with the Data team to create Credit Scoring and Behavior Scoring models specific to the business model.
Requirements
Bachelor's degree in Engineering, Economics, Statistics, Business Administration, or related quantitative fields. Proven track record in B2B Credit Risk, specifically in credit policy development, limit management, and risk-based pricing. Advanced SQL skills for data extraction and proficiency in data visualization tools (Tableau, Power BI, or Looker). Experience with automated decision engines and credit scoring models is a plus.
Key Skills & Technologies
Additional Information
Experience Level
Senior
Job Language
Portuguese
Employment Type
Full-time
Work Mode
Remote