What You'll Do
Understand and model the valuation of the Credit Card product, monitoring and evolving the NPV model. Utilize financial and analytical credit models to propose and implement tests optimizing profitability, risk, and return. Develop and calibrate credit granting strategies and pricing, focusing on maximizing customer value throughout their lifecycle. Extract, manipulate, and analyze large data volumes using SQL for decision-making.
What We're Looking For
Experience in data extraction and manipulation using SQL. Familiarity with Databricks ecosystem and associated languages (Scala, Spark, Python, or R) is a plus. Background in credit, risk, policies, or financing products, preferably with experience in Credit Cards at banks, fintechs, or acquirers. Ability to connect operational and risk metrics with direct financial impact.
What We Offer
The position offers a competitive salary with a variable compensation package based on eligibility. It includes health and dental insurance, a virtual health team available 24/7, meal and/or food vouchers, and various other benefits such as educational support and emotional assistance.
Key Skills & Technologies
Additional Information
Experience Level
Mid-Level
Job Language
Portuguese
Employment Type
Full-time
Work Mode
Hybrid