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Banco Santander S.A. is a Spanish multinational financial services company and global retail bank, founded in 1857. Headquartered in Boadilla del Monte, Spain, it operates in nine core markets across Europe and the Americas, serving 176 million customers with a workforce of over 185,000 employees. Santander is the 16th-largest banking institution in the world and one of the largest by market capitalization. The bank is organized into five global businesses: Retail & Commercial Banking, Openbank
BBVA (Banco Bilbao Vizcaya Argentaria) is a global financial services group based in Madrid, Spain, founded in 1857. The company offers a wide range of banking, investment, insurance, and financial products. It has a significant presence in Spain, Mexico, South America, the US Sunbelt, and Turkey, operating in over 25 countries. BBVA provides various services, including retail and commercial banking, investment banking, asset management, and money transfers. Its core offerings include loans, deposits, mortgages, insurance, and pension funds. The company emphasizes digitalization and sustainability, aiming for €200 billion in green financing by 2030. With a focus on customer service and responsible banking, BBVA continues to expand its operations and enhance its digital tools for clients worldwide.
Sicredi is the first financial cooperative institution in Brazil and the largest cooperative financial system in Latin America. Founded in 1902 in Nova Petrópolis, it operates a nationwide network of over 100 credit cooperatives, serving more than 6.9 million members across all 26 Brazilian states and the Federal District. With over 2,500 agencies and total assets exceeding R$267 billion, Sicredi focuses on providing modern banking, credit, insurance, and investment solutions. Operating under a
Banco Bradesco S.A. is a leading banking institution in Brazil and Latin America, recognized as the third largest by assets and one of the fifty most valuable banks worldwide. Established on March 10, 1943, in Osasco, São Paulo, it has grown from a regional bank into a diversified financial conglomerate with a strong domestic presence and selective international operations. The bank operates primarily in Brazil and Argentina, with branches and subsidiaries in several countries, including the Un
EY (Ernst & Young) is a leading multinational professional services firm and one of the Big Four accounting firms. Established in 1989 through the merger of Ernst & Whinney and Arthur Young & Co., the company has roots dating back to the early 1900s. With over 700 offices in more than 150 countries, EY employs over 190,000 people worldwide. The firm operates in three core segments: Assurance, which includes auditing and financial reporting services; Tax, offering tax advisory and compliance services; and Consulting, which focuses on management and strategy consulting. EY has a strong presence across various industries and is recognized for its significant influence in the professional services sector. The company rebranded to EY in 2013, emphasizing its commitment to 'Building a better working world.'
Stefanini Group is a global technology consultancy and digital transformation partner, founded in 1987 and headquartered in São Paulo, Brazil. With a presence in 41 countries and operations in over 2,000 cities, the company employs around 38,000 professionals and is recognized as one of the most internationalized technology companies in Brazil. Stefanini is committed to co-creating solutions for a better future, focusing on impactful results through advanced technology. The company offers a wid
Scotiabank, officially known as the Bank of Nova Scotia, is a leading Canadian multinational bank founded in 1832 in Halifax, Nova Scotia. Headquartered in Toronto since 1900, it is recognized as one of Canada's 'Big Three' banks, with approximately $1.1 trillion in assets and operations in over 55 countries. The bank emphasizes its international presence, particularly in Latin America and the Caribbean, where it has the largest banking network in the region. Scotiabank offers a wide range of financial services, including personal banking, small business and corporate services, wealth management, and precious metals trading. Its personal banking services encompass retail banking, consumer loans, and mortgages. The bank has a strong history of innovation, having introduced various consumer lending products and expanded its operations through strategic acquisitions. With 2,384 branches globally, Scotiabank serves a diverse clientele, including retail customers, businesses, and corporations across multiple regions.
Grupo Financiero Banorte, commonly known as Banorte, is one of Mexico's largest financial institutions, headquartered in Monterrey, Nuevo León. Founded in 1899, Banorte has grown into a diversified financial powerhouse, serving millions of customers both in Mexico and internationally. As a publicly traded company on the Mexican Stock Exchange, it is recognized for its stability and commitment to economic development. Banorte offers a wide range of financial services, including retail banking wi
Citi, officially known as Citigroup Inc., is a prominent global financial services corporation founded in 1812 as the City Bank of New York. Headquartered in New York City, Citi has grown through mergers and acquisitions, becoming one of the largest banking institutions in the world. It operates in approximately 140 countries with around 260,000 employees and 16,000 offices. Citi offers a wide range of financial services and products, including consumer banking, credit cards, corporate and investment banking, global wealth management, and private equity. The bank serves over 200 million customer accounts globally, catering to individuals, corporations, financial institutions, public entities, and multinational subsidiaries. With a strong international presence, Citi is committed to providing tailored financial solutions and has a history of innovation in banking technology and services.
Grupo Boticário is a prominent Brazilian cosmetics holding company, established in 2010 as a reorganization of the original O Boticário brand, which began in 1977. It operates as the world's largest beauty franchise, with over 4,000 stores across Brazil and more than 50 countries. The company focuses on cosmetics, perfumes, and makeup, utilizing a multibrand and multichannel approach to reach a diverse customer base. The group encompasses 15 beauty brands, including O Boticário, Eudora, and Que
Experian plc is a global leader in data, analytics, and technology services, focusing on credit reporting, identity verification, and fraud prevention. The company operates in over 100 countries and employs approximately 23,300 people across 32 countries. Experian supports various industries, including financial services, healthcare, automotive, agrifinance, insurance, and digital marketing. Founded in 1996 through a merger, Experian has expanded its offerings beyond credit reporting to include analytics, identity solutions, and consumer financial health platforms. The company provides a range of services, such as credit scores, fraud detection, targeted marketing insights, and tools for individuals to improve their financial health. Experian is committed to leveraging data to empower informed decisions and opportunities for businesses and consumers alike.
PagBank is a prominent digital bank and financial services provider based in São Paulo, Brazil. Founded in 2006, it has grown from an online payment platform into the country's second-largest digital bank, serving 34 million customers across all municipalities in Brazil. PagBank is part of the Universo Online (UOL) Group and has been publicly traded on the New York Stock Exchange since 2018. The company offers a wide range of financial solutions, including online and in-store payment systems, d
Cielo is a Brazilian technology and services company focused on retail, recognized as a leading payment institution and multi-brand acquirer in Latin America. Founded in 1995, Cielo has nearly 30 years of experience in financial transaction processing, serving over 780,000 clients across Brazil. The company is headquartered in Barueri, São Paulo, and has a presence in the United States since 2012. Cielo offers a comprehensive range of financial services, including merchant onboarding, transacti
Cencosud S.A. is a leading multi-format retail company based in Santiago, Chile. Established in 1960, it has grown to become the largest retail company in Chile and the third largest in Latin America. Cencosud operates in five Latin American countries-Chile, Argentina, Brazil, Peru, and Colombia-as well as in the United States and China, reaching a market of over 380 million people. The company has a diverse portfolio that includes approximately 910 supermarkets, 89 home improvement stores under the Easy brand, and 83 department stores primarily under the Paris brand. Cencosud also manages 32 shopping centers and offers financial services, including credit cards and a digital wallet called CencoPay. With over 1,045 stores and around 121,524 employees, Cencosud reported annual revenue of $13.6 billion, showcasing its significant presence in the retail sector. The company emphasizes customer engagement through its loyalty program, 'Puntos Cencosud,' fostering lasting relationships with its customers.
Walmart Inc. is a leading American multinational retail corporation based in Bentonville, Arkansas. Founded in 1962 by Sam and James Walton, Walmart operates approximately 10,750 stores across 19 countries, including over 5,200 locations in the United States. The company serves around 270 million customers and members weekly through its extensive network of physical stores and online platforms. Walmart offers a diverse range of services, including fuel stations, financial services, health and w
Porto, founded in 1945 and headquartered in São Paulo, is a leading Brazilian holding company that operates as a technology-driven ecosystem for protection and service solutions. It is recognized as one of the largest insurers in Brazil, particularly dominant in the auto and homeowner insurance markets, and also has a presence in Uruguay. The company is organized into four main business areas: Porto Seguro, which offers a range of insurance products; Porto Saúde, focused on health services; Por
Agibank is Brazil's first omnichannel digital neobank, founded by Marciano Testa. The bank aims to make financial services accessible to all Brazilians by combining digital innovation with in-person service options. Agibank operates a hybrid business model that integrates digital and physical banking, catering to a wide range of customers, including those underserved by traditional banks. The bank offers various financial products and services, such as digital checking accounts, cashback programs, investment options, and secured credit products. Agibank also features in-person services through its Smart Hubs, with plans to expand its network significantly. Innovative payment solutions, like QR code bill payments, highlight its commitment to customer convenience and technological advancement. Agibank has shown impressive financial growth, with a net income of BRL 870.9 million in 2024 and total revenue of BRL 7.5 billion. The bank is recognized for its strong credit risk management and profitability, ranking among the top companies in Brazil. Its diverse customer base benefits from the bank's unique blend of digital and physical services.
Millicom, operating primarily under the brand Tigo, is a prominent telecommunications and media company focused on emerging markets in Latin America and Africa. Founded in 1990 and headquartered in Luxembourg, Millicom employs around 16,000 people and serves over 57 million customers across 13 countries. The company is dedicated to promoting digital inclusion and enhancing the digital lifestyle for its users. Millicom offers a wide range of services, including mobile communications, high-speed
Deloitte, officially known as Deloitte Touche Tohmatsu Limited, is a leading global professional services network headquartered in London, United Kingdom. Founded in 1845, it has grown to become the largest professional services firm in the world, employing over 470,000 professionals across more than 150 countries. Deloitte is a member of the "Big Four" accounting firms and reported a global revenue of approximately US$70.5 billion in 2025. Deloitte offers a wide range of services, including au
QuintoAndar is a prominent Brazilian technology company and the largest housing platform in Latin America, established in 2012 and based in São Paulo. The company aims to modernize the real estate market by providing a fully digital platform that connects property owners, tenants, brokers, and agents, simplifying the processes of renting and buying homes. The platform enhances the rental and sales experience by removing common barriers such as guarantors and security deposits. It offers transparent pricing that includes all relevant fees and enables remote contract negotiations through digital signatures. QuintoAndar manages over 120,000 rental units and facilitates more than 10,000 sales annually. Additionally, it provides financial services through QuintoCred, which includes rental guarantees to support home acquisition. QuintoAndar has raised over $755 million in funding and is valued at approximately $5.1 billion, making it the highest-valued proptech company in Latin America. The company employs over 3,500 people and operates as part of Grupo QuintoAndar, which encompasses various real estate brands across six countries.