Gerente de Crédito (Segmentation Strategy & Collections Lifecycle)

Define customer personas from the collection and eviction portfolio, considering risk profile and payment behavior. Lead the macro strategy for treatment by persona, determining the ideal approach for each group. Execute cohort analyses and behavioral insights to refine treatment theses and validate proposed differentiation through A/B testing.

Bachelor's degree in Statistics, Applied Mathematics, Economics, Engineering, or related quantitative fields. Extensive experience in credit modeling, risk analytics, or statistical modeling functions, preferably in finance or fintech. Advanced SQL skills and practical experience with modeling in Python or R.

The position offers a competitive salary, profit-sharing, and variable compensation for eligible roles. It includes health insurance, dental coverage, life insurance, and wellness programs. The work model is hybrid, allowing for remote work with one in-office day per week.