Senior Portfolio Manager
Plata CardCore Responsibilities
Design credit origination policy, limit setting, pricing guardrails, early-warning triggers, and collections feedback loops. Manage risk appetite and ensure portfolio performance stays within it; maintain live dashboards and explain drivers of metric changes. Perform segmentation, stress-testing, cohort analysis, and vintage tracking. Embed risk controls in product specifications and customer journeys, collaborating closely with finance and 2nd line of defence teams.
Requirements
3+ years in credit risk or data-driven areas such as finance, collection, production analytics, or data science in retail or consumer lending portfolios. Strong understanding of scorecard design and alternative data for credit decisioning. Proficient in SQL and Python with hands-on experience working with data. Bachelor's degree in Finance, Economics, Engineering, or Mathematics is preferred; MBA or CFA is a plus.
Key Skills & Technologies
Additional Information
Experience Level
Mid-Level
Job Language
English
Employment Type
Full-time
Work Mode
Hybrid