What You'll Do
Monitor credit risk appetite by calculating and tracking key metrics such as NPL 30+/90+, cost of risk, and credit-limit utilization. Own monthly provisioning processes and analyze credit performance and vintages by product and score band. Prepare risk reporting for senior management and support credit stress testing and capital adequacy analysis.
What We're Looking For
Bachelor’s degree in Economics, Industrial/Financial Engineering, Mathematics, Statistics, or a related field. +5 years of proven experience in consumer credit risk within an SFC-regulated financial institution. Strong knowledge of credit provisioning regulations and advanced SQL and Python or R skills.
Key Skills & Technologies
Additional Information
Experience Level
Senior
Job Language
English
Employment Type
Full-time
Work Mode
Remote